How Will You Be Impacted by the Cessation of Smoking?

How Will You Be Impacted by the Cessation of Smoking?

When you quit smoking, you will experience a number of positive health changes while also undergoing a number of challenges. There is a very specific timeline that starts the moment that you stop smoking, as the changes begin to occur almost immediately. Understanding the process that your body is undergoing to positively change your health […]

Why Aren’t You Wealthy?

Why Aren’t You Wealthy?

Why aren’t you Wealthy? Have you ever thought of “Why aren’t you Wealthy?” Well, first of all let us understand this; What does it mean to be Wealthy? Suppose your Net Worth is $ 1 Million, then are you Wealthy? Well, technically speaking, you are a millionaire but it doesn’t mean that you are wealthy. […]

Debt: Buy Today Pay Tomorrow

Debt: Buy Today Pay Tomorrow

Debt Mentality: Buy Today Pay Tomorrow Most of the people around the world (Mainly USA) have debt ridden mentality. Meaning; they believe in buy today and spend tomorrow mentality. Bad debt mentality individuals scratch their credit cards, take car loans, personal loans and consumer loans to fuel their high status life styles. And why do […]

High income doesn’t mean that you’re wealthy

High income doesn’t mean that you’re wealthy

High Income Doesn’t mean High Net Worth Whenever it comes to judging the net worth of anyone, most people simply believe that High Income individuals are High Net worth and Wealthy people. But unfortunately this is not true. This is because High Income does not necessarily translate into high level of wealth (Net Worth). Doctors, […]

I Want a Monkey

I Want a Monkey

Primates are one of the most attractive animals in our animal kingdom.  But, they are unpredictable, destructive, expensive and they need a lot of care and attention.  Since some of them can live for over 40 years, they truly are a life-time commitment.  Are you the person that is willing to spend most of your […]

The Truth about Network Marketing

The Truth about Network Marketing

Network marketing is a real and legal kind of business despite the many confusions and misunderstandings written and discussed about it.   It is good notion though to be able to clear up some things about this kind of business so that people will learn to appreciate it and understand how this kind of business can […]

Choose your home wisely or else…

Choose your home wisely or else…

A home is a family’s haven. It is a place where we find refuge after a hard day’s work; it truly is a place like nowhere else. A home not only offers us shelter, but it also holds countless dear memories unsurpassed by time. A home is huge investment for all families. It is a […]

How much does it cost to live in Costa Rica?

How much does it cost to live in Costa Rica?

… How much does it cost to live in Costa Rica … by Christopher Howard M.A. Recently I received a letter from a couple who are considering moving to Costa Rica. Their main concern is the true cost of living here. The most important factor which will determines the cost of living for foreigners in […]

Why get rich quick scams succeed

Why get rich quick scams succeed

You get them in your Inbox or Spam folder almost every day. Offers that claim they will help you make bagfuls of money FAST without raising a sweat. Some of them add icing to the cake by telling you that you could make so much money you could “fire your boss” and spend the rest […]

Money 101: Have an Emergency Fund

Money 101: Have an Emergency Fund

Do you know what separate us from those billionaires who keep on getting rich by the minute? They have financial advisers! Nah, they know how to handle their finances quite well up to this very minute. It would be great if we, ordinary people could mimic their actions when it comes to financial matters and […]

Open Up Your Bills!

Open Up Your Bills!

Let me guess, you got credit card debt right? Or student loans perhaps? Plus tons and tons of expenses left and right, yet you don’t know how much you really owe those gigantic companies that keep on feeding you with their enormous threats. Reminds you of a stalker already. As they all say, you can […]

Do the wealthy have high consumption life styles?

Do the wealthy have high consumption life styles?

Frugality: do wealthy people have high consumption life styles? Popular media networks, TV Channels, and newspapers show that wealthy people live  high consumption life styles. Financially uneducated people t have a mindset that buying expensive items is a normal behavior for affluent people. These financially illiterate people are led to believe that the wealthy have […]

Who purchases all of the expensive clothing and how much do millionaires pay for it

Who purchases all of the expensive clothing and how much do millionaires pay for it

Who consumes all the expensive clothing brands: Who purchases all those expensive suits? According to studies, more than 60% of real millionaires don’t spend much money behind luxurious clothing brands. It’s because millionaires don’t believe in spending their money behind those things which are depreciating. Real wealthy people only spend their money behind acquiring assets […]

Attitude is not everything and motivation does not work

Attitude is not everything and motivation does not work

I am absolutely positive of the fact that attitude is not everything and motivation does not work. “What? How can you say that? You lie! You are a bad man! I buy books by motivational speakers all the time! I go to hear motivational speakers whenever I get a chance. I listen to motivational tapes […]