If Time Matters Money Does Too (So Why Aren’t You in School?)

The numbers speak for themselves. People without any college education have an unemployment rate above 9% and make a little more than half of what someone with a bachelor’s degree can earn in the same amount of time. Those with bachelor degrees have an unemployment rate nearly 4 points lower. If you climb up the degree pole the numbers head in a predictable direction: those with master’s degrees can easily make $10,000 more a year than someone with just a bachelor’s degree and a PhD holder can earn nearly $30,000 more than that in as much time.

In the kind of job market we’re in now with the level of economic uncertainty that seems to loom long-term, the best investment you can make is perhaps in your own education. The aforementioned data doesn’t lie: if you have a higher degree, you’re more likely to be employed and you make more money. But if you’re a parent with a preexisting packed schedule where every second is scheduled for maximum efficiency, then adding higher education into the equation might seem easier said than done. This isn’t exactly the case though. Assuming that you’ve already accepted that time management is a core life value and thus are the dedicated type, and that since you’re reading this you have a home computer, I’ll tell you right now you already have what it takes to get a better degree and mine more money from your minutes.

Dozens of terrific college degree programs are currently being offered online. I’m not talking about the questionable associate’s education offers and the print-a-degree scams that pollute the Internet. I’m talking about real world universities, full accredited, that are now offering their world renowned programs online for potential students all over the world to enjoy and use toward a degree pursuit. Boston University is one example. Penn State is another one. There are even renowned online doctoral programs available for anyone willing and able.

When the time consuming commute is removed and lectures and assignments are go-at-your-own-pace in format, you can’t tell me you can’t find the time to squeeze getting an online college degree into your schedule, no matter how hard it is. Think about, for instance, why you take the time to clean your gutters. On a likely already overwhelming weekend day, why do something so non-necessary for that moment? Because it preserves the value of your home, so you find the time of course. Just thinking about the kind of job security and money getting a degree can get you should make any short-term sacrifice more than worth it.

Research and see if there’s an online degree program to your liking that fits your time constraints. I’m sure there are several options to choose from. Spend a little time checking this out. It might mean a lifetime earnings increase of hundreds of thousands of dollars. Who doesn’t have time for that?

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19 comments
Michael
Michael

All these degrees can get you higher pay if you know how to play your hand, however, that doesn't mean you can't do better without degrees. There are enough successful people that can prove this, starting with Bill Gates and Mark Zuckerberg as fine examples. My recent post GE Profile: PEB2060DMWW 2.0 cu. ft. Countertop Microwave Oven – White

Vitaly Tennant
Vitaly Tennant

I couldn't agree more Michael, as those degrees can put one into a lot of debt. My recent post Palm, Psychic, and Tarol Readings: What Does Each Offer?

Martin
Martin

The theory sound solid. However, i know countless people with 2-3 university degrees that work in malls or can't even find a job. If we compare them to myself, who works online and has no college education, we could say the theory isn't always right. I may not earn as much as i could right now, but i work at home and i'm aware my income depends only on how much i want to learn. I feel sad looking at people that spent years learning and now they work as salesmen and barely make a living. My recent post Hazmat Practice Test

Vitaly Tennant
Vitaly Tennant

Yeah I totally agree Mark. Unless you're a nurse (a position that's always needed). Real estate and Internet income are the ways to go these days. My recent post Google Plus Invite Giveaway

Martin
Martin

I admit, there are some job worth learning for, but those are 10% from the total, so 90% of those finishing a college will end up working minimum wager jobs. My recent post How to Start a Truck Driving Training School Business

danika
danika

This really interests me but there is one thing I have always wondered about this kind of thing. If you manage to get one of these qualifications how are they viewed by an employeer. Are "online degrees" somehow regarded as lesser than traditional ones? My recent post Young Driver Insurance

Jen
Jen

I personally think that (in the UK at least) a traditional degree from a red brick university carries so much more weight at the age here you would be looking to employ a graduate, however, when you get older if you have gone out of your way to study something then it shows a level of understanding, intelligence and commitment to yourself and career and that is usually something that is rewarded. My recent post Practical uses for mobile phone spying software

Vitaly Tennant
Vitaly Tennant

Hey Jen, you are absolutely correct. I was actually watching this real estate/internet income video and they brought up a good point. Lets say someone is hiring a person for a particular position, would they pick a person just coming out of a university with a degree or someone that has a portfolio and experience in the field already? It's definitely a no-brainer. Thanks for stopping by. My recent post Reincarnation Continued – the Soul and its Nature

Vitaly Tennant
Vitaly Tennant

That's a good question Danika ... I would assume that it depends on a lot of things, such as types of degrees and positions/services the person is going for, lot's of variables.

luke
luke

I believe that today skills are everything. Degree do matters but, it more like getting a basic driving license and trying to drive a lorry. It the same in job world. You may be allowed to enter but soon after it going to be clear what you really know. Getting a degree also don't proves your a good worker. It proves only that you had patience to learn or you have rich parents or you know the "right" person in college. Employers are perfectly aware of that. They don't need your shinny degree - they need a skillful person that they can work with and grow together. My recent post List of Online Schools

Vitaly Tennant
Vitaly Tennant

You are absolutely right Luke. I think experience does over power degrees to a certain extent. Thanks for coming by! My recent post Reincarnation Continued – the Soul and its Nature

Daniel M. Wood
Daniel M. Wood

Educations open doors. I think working experience is just as important though. Mixing the two of them is what really gets you ahead. My recent post The Most Important Time Management Skill – Planning by the Week

wedding favors
wedding favors

If you have masters or PhD degree, you will have the bigger chance to enter in a prestigious company. They are just lucky enough to go to school and increase the level of their knowledge. And I agree that poverty is one of the main reasons why others could not get a good education. But if they are determined to get these degrees, they can get a scholarship. Nothing is impossible if you want to reach your goals. :)

Vitaly Tennant
Vitaly Tennant

Yeah I totally agree. I mean you have access to the biggest teacher of them all ... Internet! Google has been my adviser for a while now.

Carolyn
Carolyn

Hi Vitaly, Yes, I think your solution is a fantastic one. Not only could students earn a degree with less expense and resulting debt, they could also fit classes into their schedule while holding a job. Brilliant idea! My recent post Shnap! An Addicitive Photo Sharing Game

Carolyn
Carolyn

Vitaly, great post! I agree on the importance of higher education, cost can be also a constraint. I'm thinking online classes can be a way of saving costs as well as time. Perhaps online classes could be a great way to solve the problem of college students going deeply in debt to get a degree? In the US higher education generally isn't supported by the government (with the exception of state schools and community colleges) so students can graduate with a mound of debt. If online classes are cheaper than in person classes, that could save a student a lot of money. Thanks for a great post on a very relevant issue! My recent post Shnap! An Addicitive Photo Sharing Game

Vitaly Tennant
Vitaly Tennant

Hey Carolyn, You're absolutely right, especially with the tuition going up every year! I am one of those people that's not against education by any means ... although it is something that should be inspected thoroughly. As you can be in a lot of debt coming out. Thanks for coming though!

Vitaly Tennant
Vitaly Tennant

Thanks for stopping by Paul. I totally agree to a certain extent myself. Online education within itself can be very helpful. My recent post Prevent Illness With Naturopathy

Paul @ ITN Mark
Paul @ ITN Mark

Poverty is one of the main causes of not getting a College degree. I'm an Asian and I speak from what I see. There are lots of scholarship grants offered by Government sectors from where I came from but they are still not enough to provide the best education. And I agree, online education can be a more affordable solution for most students who have financial restraints.